Oracle Financial Services Balance Sheet Planning is designed to help financial services institutions budget for a full balance sheet and the associated profit and loss statement. Banks have a number of very unique needs when looking ahead. They must be sensitive to economic conditions, and create plans that not only forecast future performance, but also the forward risks they are assuming. Most importantly, they require tools that accurately forecast net interest margin. By accurately modeling the detailed and complex events on a bank's balance sheet, for both the current book of business and forecasted new volumes, Oracle Financial Services Balance Sheet Planning enables the delivery of accurate margin forecast and comprehensive, meaningful budgets. Integrate Risk and Performance Management for Better Results Oracle Financial Services Balance Sheet Planning is a next-generation solution that leverages the strengths of Oracle Hyperion Planning and is fully integrated with Oracle's Financial Services analytical applications, sharing a common account-level relational data model.