Oracle's Credit-to-Cash solution enables your enterprise to drive working capital efficiency with integrated business processes that lower DSO, increase customer satisfaction, and maintain fiscal discipline. Credit-to-Cash is defined as the business process flow comprised of: customer data management, credit decisioning, standard invoicing/billing and electronic bill presentment, revenue recognition, cash receipt, cash application, collections (i.e., delinquencies, deductions, and claims/disputes), audit and financials compliance, and reporting.