Kelia   ( Kapia  Enhanced   Life Insurance   Application) is   a  full  web software dedicated to the management   of   life insurance   savings   and pensions. It   meets the needs of   new entrants to the   sector   of   life insurance ,  as   actors   with a portfolio ,  and   who want a   modern solution   immediately   deployable   on the Web. Kelia   supports   the entire   lifecycle   management of   life insurance contracts   from thequote   through   to   the subscription   and   payment of claims.   Therefore ,  Kelia   allows a very   strong delegation   of   actions   to partners and   /   or   end- customer  and   not separate   parts   Front   and   Back   as   traditional applications   market .  This ultimately   provides   better service and   greater productivity .